If I do choose the realtor route, is the standard 6-7 percent commission fee different (lower) for multiple deals?

Hey @Matthew Elkin, I agree with @Nathan Gesner, house hacking is a great route to go for you, especially when first getting started.2-4 unit owner occupied can only use FHA 3.5% down or you're using a large down payment.

I’m just curious if this is a good route to take for my first deal?

Definitely things one has to be prepared for in going down this route.

Good luck brother on which ever route you decide to pursue!

Even if you just went the traditional LTR route though, you should be able to break even at a minimum in most medium-sized markets and larger.

If you are going the Excel route, Microsoft does offer a few free Gantt templates in Excel (open Excel, File -> New)Otherwise, Microsoft has a project scheduling tool called MS Project, but there are also web-based Gantt Scheduling tools like TeamGantt, Gantter, Trello, Asana, FlipperForce, the list goes on and on...

My main question I am looking for support on is which is the best route to take as far as % down and types of mortgage?

I would put 35-45 percent down if you go that route.

I disagree that the insurance company will do follow the "cheapest course of action" route.