A lender is in a safer position.

So they would probably be in a very good positive Equity position? 

They seem incredibly professional, and all the research I've seen on them has been positive. 

You would need proof (pics) of renovations, of marketing to "reduced allergen living", and possibly letters from any tenants & their doctors stating that said tenants indeed impacted by allergies and that is one of the big reasons they chose to live their.

It doesn't impact the mortgage so the lender shouldn't care (not something they need to know about). 

We currently own one house that has around 44k left on its mortgage and has a value of around 120k that we rent out with positive cash flow. 

I was in a similiar position not too long ago and kind of was in a rush with the excitement to get out here and start investing but after consulting the forum members decided to continue to build my cash while furthering my education through podcasts, books etc.

I am looking for a contract that I can use between my company (to rehab RE) and an investor to secure and protect the investors position in the deal.In other words what forms / contracts do you guys use when getting cash from investors?

How can the secondary position get what is owed to them?

Even so, the mortgage lender informed me that due to federal laws, the way student loans are reported has a significant impact on the amount I can be provided.