Here are a few other things outside of what i listed previously (scope of work, payment schedule, deadlines, and what is due on completion) .Work hours & conditions- aka if they are doing work on a occupied property, I don't want them there at 5AM or 10PM.

You could refinance either of the properties but the owner occupied property will yield you a lower rate and a higher LTV for the cash out.

Building is 10,000 sq ft and is about 17 units right now. that is made up of:1 apartment16 officesAll updated utilities and mechanicalsFairly large piece of land - 2 buildable lots on itFirst floor: occupied by one long standing tenantSecond floor: remainder of offices - about 5 vacancies - is basically a co-working spaceBeautiful/highly desirable locationNegotiated price is good.

You cannot buy a 2-4 unit with 3.5% down on an FHA loan if you have a non-occupying coborroer/cosigner.

It's similar to the FHA 203k, but property doesn't have to be owner occupied.

. Then sometimes map SEPR’s pull up, so even with good top three placement in organic sometimes your 2/3 down the page.I’ve decided to continue with SCO but have also started a non-owner occupied list and bird-dog list to mail to.Insured what are people doing today to generate great leads consistently?

Any exemption limit, if you moved back into it for 2 years would be prorated between the owner occupied years and the non owner occupied years.

I am currently in an owner occupied duplex with a FHA Loan.

I currently occupy a 5 bedroom and use the shared room concept. 

Due to my loan type (FHA), my girlfriend and I lived in the 2-bedroom unit for a year while the other two units were occupied by legacy tenants from the previous owner (who also lived in the 2-bedroom unit).