If you miss a deal because you use a non-standard form it might be a very acceptable cost compared to other options.John Corey

That said, our board is actively pursuing foreclosures against non-payers.

Non conforming would be the right term.Hard money asks few questions but they expect a low LTV.

A few other investors that are full time will have a spouse with stable income so they get their medical benefits and other things that way.Note that when you run a business, full or part time, you can set up some attractive employee benefits if the business produces the needed cash flow.John Corey

Even State Farm now is non-renewing policies on all multi-family properties here in Honolulu.

Is seller finacing consider a down payment for non-occupied loans?

These are essentially Pre-Foreclosures (Properties Pending Sale due to Delinquent or Non-Payment of Mortgages).

The HUD site also had a note stating that it needed more that $5000 in repairs therefore was FHA non-insurable.

They want both sides of the commission so they will call their buyers who are non-agents.4.

If you get hit by a car and have large medical bills your credit might take a hit.