It is so worth it.

What options do I have as far as getting a rental property with little funds for down payment?

and thanks @Aaron Ramm for the shout out :)as far as real estate netwroking goes up north towards Bellingham, is it very WEAK.  

I've been reading the ultimate investors guide, and I'm realizing that I really don't have much to bring to the table as far as finding someone to mentor me.

I was wondering if you guys could tell me what's the best way to go about obtaining it as far as getting a loan, finding the property, etc?

As far as I know, no, you don't have to refi the first one to buy the second, so long as you have lived in the first long enough to satisfy the seasoning requirements to have called it your primary residence as an O/O.Once you have been there for a while, call up your lender and tell him/her that you want to buy a new place and you plan on living there for a while.  

I would rather not sell the property as it has an amazing view is across the street from national forest and I fell the income potential out weighs the sell value.As far as the donation, I would in theory get a tax write off as they are titled much like a car is.When the house was in decent condition,(2003ish) i got $650 pr mo if im not mistakenI would have to do an almost complete rehab on it to get it in livable condition, New siding, roof, Ceilings, carpet, doors, back porch and patch alot of holes in walls.

I can get commercial money at 5% but private money is so much easier that I will pay more.BTW I am by no means an expert.

There is so much to learn here.

Getting a couple of pay stubs sort of works - unless they alter them using software since it is so easy to do that these days.