If so, what is it – which of the following most closely hits the mark?

You want a targeted segment with much more frequency (hit them ads more often).

I recommend setting up keyword alerts for the term turnkey as well as alerts for some of the more popular destinations Cleveland, Toledo, Kansas City, Memphis & Indy.Good luck to you & I'll catch you around the forums.P.S.If you decide to stay local you'll wanna hit up @Russell Brazil He's the resident D.C. expert around here.

Put small savings goals together and as you hit them slowly continue to increase them. 

As others have said, you may want to hold onto them until Spring and then hit them with an increase.

I was ready to list with a real estate agent but she was out of town so I got a hit off a Zillow listing that I had and sold it for full asking price.

That way when you graduate you can hit the ground running and feel good about your choice.

I left northern IL winter behind 30+ years ago, and am never going back to that kind of winter.

Are there any hidden fees you got hit with when you got your HELOC?

Hello, I am a real estate investor investing in single family houses in northern NJ part.