Each loan program I have looked at whether FHA or not requires at least a 3% down payment.

Does anyone know anything about the FHL Affordable Housing Program?

Is there a program out there that could help me without a down payment?

It will take quite some time for me to replenish another 50-60k to invest.3) Has anyone had the chance to try out Ben Leybovich's program.

If you are not currently a broker, you need to have at least 4 years of experience as a realtor as well as a minimum education program and testing before you can apply for the brokers license.check out trec.texas.gov

What programs are there to stimulate the population growth? 

I wanted to get some opinions on some software programs.

I don't know anything at all about this program that you are speaking about.  

Mueller is not only the foremost expert on market cycles in the United States, but he is also a professor at the Burns School of Real Estate and Construction Management at Denver University one of the oldest and largest real estate programs in the country.

As one VP told me they want to be able to drop by and see the investor if there is an issue versus being out of the country and there is a disconnect to resolve things immediately.Some local banks will offer a "foreign national" program but want as much as 40 to 50% down which after your foreign currency exchange kills cash on cash returns.