The reason I keep getting denied is because I have "Real Estate" in my LLC name and also because the business im in is real estate.

With this said, I feel like since they initially denied my offer, it's no longer on the table.

Insurance may not take pictures but they will most definitely deny a claim when they "eventually" find out it is aluminum.

Was told I can't give details about why I am denying based on credit.

Or maybe you have you accountant do the bare minimum to check the lawfully required boxes.What can the lender ACTUALLY do, given that you have a perfect payment history, other than deny future loan applications and pull your credit once a year to confirm that your FICO score is still below 500?

I applied for it 4 times and was denied so I built it and forgot it.  

I had little issue with my tenant where she called one of those injury lawyers from TV ads and my insurance spoke with the lawyer and denied the claim after collecting all the evidence from me Landlord was at NO-FAULT).

So I'm wondering if she was denied and what they saw that I don't.She's spent the last 15+ years living overseas working for the Department of Defense, so I'm struggling with doing the background check. 

I don't think the insurance companies would send someone out to check the breakers to see that they were actually upgraded but I wouldn't want to be denied a claim if they found out.

If they whine, move on because they will never stop whining and they won’t pay you either.BE CAREFUL how you deny applicants.