When you learn you take action when you take action you make money...

Finally once you have made the macro considerations then you can use the spreadsheets to analyze deals and scenarios which there are multiple templates online, or find an agent that will do that for you.

Regardless of your FICO, you will need cash money to be able to invest in holdable real estate.  

Time is exchanged for money. 

Know that there is still robust demand for Austin housing and that prices are still considerably higher than just a few years ago.

But I think that would money down the drain.

Or are you looking to raise money for the down payment? 

Not only are they trying to watch out for there safety, but hey they are bringing up a very valid reason of up keep on your property just as if you had an appliance fail, you go fix it, but only this situation is more reason to give you more service/money made/good review if you show that you give somewhat of a care in the world if the people that are paying your bills are in good hands.

Banks only have 10% of the money they lend thus it makes sense for them - but for people who are not a bank why make 6% taxes as ordinary income and barely keeping up with inflationThat $1000/mo payment will be worthless in 20 years.

@Ethan Piani having that much money at 24 saved up is amazing!