I was born and raised in Dallas, Texas. 

It's fair that I probably need to raise my price range expectations to find a house hack property worth purchasing around here! 

Tell them your goals for the investment property, what you expect to rent each unit for, what your next plans are after the deal (Invest in more homes, raise rents, ect). 

Raises the real estate you’re dealing with to put as collateral, you can also bring in other properties you may have with good equity to strengthen that security for the private money partner

I have one credit card with an APR of 22%.

No one In my Family has boughten a house so I have no mentor to go to.No car payment , some credit card debt and regular bills is my liabilities.

I was going to get a couple of those secured credit cards and just let them sit to start recovering credit

That raises a red flag for me suggesting that it might need a major rehab, need to be torn down, be in commercial zoning etc.

@Christopher Petersen some people invest in RE with a house of cards approach and leverage everything as much as they possibly can. 

Therefore, you'll probably be giving her the whole damage deposit (which was never really yours anyway), and you'll be able to fix up the unit and hopefully raise the rent!