Seems like this would make a great business plan if it was even possible

@Francesca Zanzucchi Most of the delay is caused by the banking-controlled ACH system. 48 hours is the common "promised" turn time, but our reality is 3-5 business days.You should look into the 10 day delays, as most payment software is automated.

I sold my business and properties and am never going back.

You're in the REI business or any kind of business. 

If its regarding wholesaling I can point you to my business partner 

However, I can teach you the business fundamentals, and you could potentially help me with lead generation.

Spend your time trying to grow your business.

You can generally deduct your business expenses not paid by the borrower.If you’re running a lending business, no matter how small, like any other business, you can deduct all reasonable and customary expenses.

I am interior designer and home re-modeler.

So you have financial outfits getting involved in businesses that had long been left to small owners or specialized funds.