Investment properties are typically lended on based on three factors: property value, borrower's FiCo, and debt service.

@Catherine AngleI'd say my biggest frustration is either being lied to by tenants/contractors/potential tenants..You clearly state on the application you don't have an eviction, you tell me directly no evictions, but the court system says you have one?!    

With many of my clients, I present the applicant/lease to them for their final blessing, but they have to trust I've done my due diligence.

There must be a service somewhere.

When deserving folks let me know they will be late due to not being able to work temporarily I give them a social services list.  

@Brian Halstead  I have been using Bob Peppe @ Pelican Insurance for more than 6 years,   he is the best on the area, good price, excellent service, great guy,  investor oriented 

I use http://www.resimpli.com/They seem to be priced significantly lower and have great customer service.  

Good evening Hope all is well, I am new to real estate Investing my partner and myself run a painting service company residential/commercial in the Atlanta metro area.

I would then offer a unique service to potential buyers/sellers (that no one else offers) that is a tremendous value. 

We would then live in one unit, use two units to pay the debt service and operating expenses, and the fourth unit goes to the lender/investor to pay off their position.