There were exceptions made to this all over the country, but not all that many and mostly in more expensive, brick-veneer balloon-framed homes, where the beefed-up structure helped keep the heavier walls in place and also supported the stress of the rafters holding up a heavier slate roof. 

Typically, if someone intends to do something they know is unethical or illegal, they are highly unlikely to advertise it in an open forum as you have here, so I believe you put this out here for discussion because you really didn’t know if it was unethical or illegal (maybe suspected) and were searching for an answer.That’s a good thing and it’s something others can learn from. 

Thanks for all of the support!  

@Steve VaughanSo there's no "Financial Outpatient Support" funds planned for the Vaughan household?

I mean did you just advertise on Homeaway and AirBnb or are there other mediums out there for this longer type rental.

My reply supports your post.

You should easily be able to refi after a year though if you have enough equity, especially if you use a 203k loan on a fixer upper and there are good comps to support the new ARV.

People "learn" what suits their believes - they will selectivley "learn" what supports their perceived truth.

Thank you all for your support and advice I will continue to work on bettering myself in this kinda buisness cause I know it is something I wanna do I greatly appreciate everyone’s input 😁

I have a letter of support from Congress regarding this matter and the bank still does not care I do not want to pay to cut grass because every time I go to this property I am emotionally hurt.