Save your money on courses.

We purchased a property that we rehabbed in the last 3 months and are looking to refinance to get out of our 10.5% hard money loan.

I figure before you put money down, you want some honest feedback.  

If they need to do anything to the garage to make it livable- like insulation (at a minimum) that will be wasted money in the big picture. 

I use strategies to buy before it goes to sale at auction which is actually a better way to do things.

You're hesitant because it is hard and a lot of money.

If the hot tub you have is hard to keep clean (and keep in mind: the hot tub looking clean is equally as important as it actually being clean), or if it breaks down in the middle of a guest's stay, it can easily cost you in the form refunding part/all of a booked reservation, or lead to your listing getting bad reviews. 

Is it possible to get into wholesaling without money and income?

I know there are those that make money there but to me that risk is not worth it.

Find the property that makes you the most money in either location.