I have seen restaurants where the landlord had to pay to get rid of the equipment.Mark

I would get rid of those, then either leave it plain or just add a chair rail or if you want to do it up, do wainscotting or the like. 

Then I have some 6% student loans I wanna get rid of. 

Since joining BP and reading the blogs and forums I've started to wonder if she'd rather be rid of it, but just doesn't feel like going through the hassle of finding an agent, listing, and negotiating with buyers.

If this was our tenant and they are not following these rules of the lease, we would file a 3 day notice to clean the yard, clean the house, get rid of the dumpsters, etc. 

I guess he either didn't have enough money left to finish the roof or he just wanted to get rid of it ASAP while the holidays are coming.  

However you still have to put 20% down.If you're talking about house hacking a property you're going to occupy, put 5% down as long as it'll cash flow when you're done with it. 3.5% the PMI will be on it for the life of the loan, but with at least 5% down once you hit 80% LTV it comes off, sometimes you have to request it, not always automatic.But if you do your rehab or upgrades right,  you could refinance and possibly hit the 80% LTV, so only bringing the 3.5% wouldn't be an issue.If I'm not mistaken and @Upen Patel can correct me If I'm wrong but the MIP does not come off FHA loans any more you have to refinance the loan to get rid of it.

If the house truly has to be razed, it's in their best interest to take whatever they can get and be rid of the problem. 

Since they got rid of the pre-existing condition clauses age makes more difference.

Get rid of the concrete slab out front too.