They are interesting it determining the applicant's ability to repay so they would be unlikely to include non-applicant income (even though it's your spouse). 

My hope is that because with the BRRRR method, getting a conventional loan on a non-owner occupied property just has different criteria, but since this would be for an owner occupied property, I won't need that seasoning period and could refi with a VA loan as soon as the reno is done.

It isn't that big of a deal here, particularly with a lifetime guarantee from the repair company.

@Dovid Staples, just curious why you are interested in this particular property?

Looking ahead to rehab work, and after doing my research for mortgage financing etc, amongst many requirements, but one in particular, i was told in order for me to get a mortgage for my investment properties, which will belong to my LLC, i would have to have the deeds in my possession to the properties seasoned for at least 6 months before being considered.

Recession resistant asset class (people downsize, move in together, move back home, etc. during recessions)Cash flowing asset (not dependent on market appreciation)People buy a lot of crap and toys during good economic times (and need a place to put it)75% of the facilities in the country are owned by non-institutional owners (opportunity for adding value)Small ($10-30) rental increases create large increases in NOI and property valuationSticky tenant baseUnits are easy to maintain (brick and metal, no amenities, little landscaping)Location, population growth, and barriers to entry matter. 

While the Springs is proposing an Airbnb ordinance, it is much more favorable to investors.)Enforcement #s from Jan. 1-July 31, 201853 reports completed by Denver's excise and license division, all related to questions of someone's primary residence status47 provided necessary documents to prove primary residency6 cases referred to City Attorney's office112 complaints of non-primary residency70 open STR investigationsNew requirements for new and renewing licensesUnlike before, you now have to prove your primary residence by providing at least two of the following documents: vehicle registration, driver's license, voter registration, tax documents or utility billFuture options the committee is considering** Note: any changes to the ordinance would have to go through the Denver city council process and therefore is months if not a year off.

A good broker will FaceTime on site or send video walk throughs and will help shepherd the application process through, in addition to having specific local knowledge.FYI streeteasy started charging brokers to list rental last year and so it's not complete, particularly at lower price points.

I'd also get multiple bids and numerous interviews to see who is knowledgeable in that particular situation.

In particular in the mid segement - we are seeing more new construction as of lateley, inclusing my own business - and all of them are in the 450 to 650k range.