I'm looking for a multi right now, going to use a VA loan to get started for cheap out-of-pocket and maximize what little assets I acquire to get started.

All had one owner--3 of 4 had paid mortgage 7-8 years.I am fine if I do not get a cheap deal, but do not want to lose $ on the deal--junior lien.And that is why I tempted to contact an real estate attorney for consultation.Re: title search is different per attny in Texas.

I like using my local cabinet shop where i know the  owner he appreciates the business and we get great service since we buy 10 to 15 sets a year in the one market..I know in MS I see the guys here build the cabinets on site... even in higher end and use very cheap hardware.. we use soft pulls on upgraded hardware always...

If you have borrowed money at a high interest rate (perhaps with a balloon payoff in the not-too-distant future), you need to attack this thing VERY differently than if you are buying it with a cheap conventional loan and you'll be living in it.In either case, be disciplined about your scope. 

If you can find a cheap title company, you should be fine. 

If the money is cheap go with the lower DP.

$650 a month seems cheap but I'm in the south!

My opinion... get the cheap loans first, then only use the portfolio lender(s) when you have to. 

They are not cheap, but neither are the rehab costs if it goes that route.

Let them know the seriousness of the problem and you just might get your wish of a free or pretty cheap house.