In fact, I've been trying hard to meet 100% as a personal goal.

Depends on your future goals .

Seems like the cash flow is close to 0 which is not bad if your goal is to hold until it's free and clear. from the rent/purchase-price ratio it seems like a decent rental and cash flows positive if you do 30 yr which is something to think about.

I've grown tired of my "9-5" and thought I'd revisit the idea of doing something real estate related.My immediate goal is to discover what opportunities exist that would be a good use of my technical background, but I'd also like to explore the rental and rehab aspects.I'm looking forward to interacting with all of you!

Hi Erik,What are your goals for investing? 

It will also depend on your own financial goals. 

My goal is to invest in multi units (20-100) out in the south/ Midwest. 

My goal was to leave the refi with no or very little cash in the place but I am not sure the ARV will hit the price point I am thinking. 

Second, realize that the goal of house-hacking (at least in California - I do a lot of deals in Sacramento with house hackers like you) isn't to make cash-flow, it's to try and live as close to rent/mortgage payment free as possible. 

@Mike Jordan I am not sure what your goals are, but there are few investments less risky than buy and hold rental properties in good areas.