Sears, Apple, Comcast, Coca-Cola, etc all have complaints and the complainer thinks he or she is right all the time.

But Call Rail's $30 product mentioned above is not an apples to apples comparison.

Good warning - there is a lot of variability out there with hard money lenders (and by that I mean that a lot of scammers/bad apples out there), quick perusal of their website shows no google reviews and their social buttons (facebook, twitter) were dead links - IMO in this day and age you should never go with a lender that doesn't have a rock solid reputation and track record that can be confirmed with a 5-minute google search and perusal

Quote from @Tasha Barnes: Hey BP Fam,Can anyone recommend a good hard money lender for a rehab project?

And, FYI, simply doing the screening makes most bad apples self-select out, so you don't have to deal with them. 

The MTM contract gives YOU flexibility to part ways if it's not working out, like in cases where you have a bad apple that is driving all the other good tenants out. 

If you are going to invest in this market you'll need to learn what is what as I see out of state investors get screwed over all the time because they end up comparing apples to oranges by mistake.To give yourself a feel for the market I recommend checking out The Ultimate Guide to Grading Cleveland Neighborhoods before buying anything from Zillow or Trulia or something like that. 

So believe it or not it's the "Apple" of Real estate at this point .

DC is a city that is HUGELY in favor of tenants over landlords and if you get a bad apple you can be in a really, really tough spot with little reasonable recourse on your part.

I like to change things around (such as modifying the ROE in your case) so I can compare apple to apples.