Meaning, a 30YR fixed often can get you the same rate as a 5YR or 7YR ARM, depending on the deal (credit, DTI, loan size, etc...)A 10YR ARM will never beat a 30YR fixed with rates the way they are, so that would be off the table. 

@Colby Zeller FHA has standard table to calculate MIP on Loan to value  and type of amortization.

@Ty Umondak what would you be bringing to the table?

@Jason Hirko @Charlie Fitzgerald  So for those who do a partnership or JV, and one partner is just the equity guy providing the down payment funds, and maybe the other guy brings non-monetary resources (he can do the rehab, or he can manage the finances, etc) and other value to the table... in this case, the guy that just brings "other added value" doesn't have any skin in the game either, if the deal goes south, right? 

If you don't have a history of Rental Income from the subject Property the lender can use the lesser of:the monthly operating income reported on Fannie Mae Form216/Freddie Mac Form 998; or75 percent of the lesser of:fair market rent reported by the Appraiser; orthe rent reflected in the lease or other rental agreement.If you have a specific property in mind, let me know and we can talk about what would be needed for your unique scenario! 

It's probably unique to that property manager.

Others write because that's literally how they put food on the table.

If you would rather be doing something else, which is an individual and unique preference, then money earned is secondary.  

The property is a unique 3 story home.

I've read a lot about Gobundance/M1/Emerge and I am intrigued however I feel my situation is a bit unique:-I semi-retired from the w-2 world (tech) in 2020, reached financial independence (through commercial real estate investing) that same Summer-I am an accredited investor and an LP in about 17 syndication deals (multifamily, storage facilities, ATM, etc.).