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However, I am hoping to know if anyone may have a referral for a solid lender who offers long-term financing (25-30 Yr Ams) who allows for a full CLTV seller carry behind their first.I understand the reasons why that vast majority of lenders do not allow this - trust me, I do.

On top of the 8 months I would need another year or so to save approx. 30k for a down payment on the second property.

@Ferria CunninghamIt is my understanding these loans have no payments but typically followMuch more strict LTV’s, so they would not allow a borrower to exceed / go over 100% ltv

Currently:- I'm pre-approved for $275,000 but with my credit I think I can bump that up to around $300,000- Have $10-15,000 I can put towards a down payment or renovations- Have access to the VA Loan- Am saving approximately $1000 a monthCurrent Strategy?

I would be bringing the down payment (about 30%) but otherwise I would like to be a silent partner.

"cannot make the grade"= when the investor got a loan back in 2019 the rate was 4 and now at 8 -10 the rents no longer cover the payments.

You can also sell it to someone with a large down payment to recover your cash, and hold the loan until they can refinance.

So you figure 25k for a down payment equates to a property worth about 166k that will need maybe 75k in repairs let's say for a total project cost of 241k (loan amount would be 216k approx), then holding and closing costs of about 15k.Now when the project is over and you sell, you'd want to try and sell it for 241k/.70 = 340kish. 

You can always choose the agent you feel like it is right one and get a good referral from that agent you trust.