With that said, I haven't seen many true 10% cap rate houses in Houston other than class C minus or D markets. 

Their true intentions come out eventually.Be sure to read through the rules of the forums here.

That will give you a true picture of how much you need to make to get to FI.

he told me that Washington is a private land(hard to buy) or something like that but it seems that my affordable price range of a house is 40k :( sounds to bad to begging with. so ill need my wife's credit score even that she do not work to improve that issue and also He needs her SSN(true?)

I think it would show BEAUTIFULLY - empty.

Getting a pre-qualification letter is very fast and easy, and it will give you a very good idea whether you will be approved or not, just give true numbers.Pre approval takes more time but it positions you better at the eyes of the seller and the agent if you are going to buy through a realtor. 

I'm not sure if this applies to all states put is it true that if you are a real estate investor and you want to rent a property you have to live in for at least a year and if so do you think it would be wise for a new investor to purchase a multi family home that way you can live in one side and rent the other side out.

I believe true security lies in the hands of the individual and their ability to create concepts that create profit, leverage and opportunity for residual income.

Find out their true motivation for selling and show them how by selling their property for a cash offer, you can help them.

Their true intentions come out eventually.Be sure to read through the rules of the forums here.