There are other variations as well you will probably discover.

For example, if you're 200k property has 40k of equity in it and a 100k liability policy, attornies will weigh going to trial for a possible 40k or settling for the 100k insurance policy.

trial and error?

They have over 1 Million comps in their database to help them form offer prices and analysis and is also a great site for research to find new places to mail.They offer a 7-day free trial period too so there's no harm if you decide it's not for you.Some other good notes to know is that they are super transparent about what they're doing and also really responsive to feedback. 

There are certainly times when sub to works and variations (Like a wrap) that work well too, with informed consent where all parties benefit.

@Joe Cassandra History repeat itself but we should understand that recency bias often make us think that the exact same results will happen but expect variation.

The rest were financed with various partners in some variation of a 50/50 or 60/40 split.How did I get here?

I'm too old to reinvent the wheel and, with a family to feed, I don't have time for much trial and error and need to start making money to support my family.