I feel your pain @Adam Goyette, I have been working diligently on building a spreadsheet template I keep on OneDrive so I can access it from anywhere and save copies of any property I run numbers on.

Question is, would it be best to just go ahead and pay that 120k off which would result in about 1100 per month "savings"  and then possibly open HELOC on it, or, invest that 120k somewhere else? 

You can also save a lot of time by not looking at MLS deals and stop working with realtors altogether.

I'd like to just save the cash flow and not touch most of it for the first several years to build up an emergency fund.

If they pay out of their savings or checking they are not charged.I still use quickbooks for my bookkeeping though but it's all been smooth.

Hi Haley,I did hyper heat to take advantage of some Mass Saves deals --basically use them for AC.

In many cases HOA fees of $400 to $600 per month may actually be a cost saving version of other expenses.

I have money saved up, but dont have enough income to get approved for a certain amount, any idea of what i can do ?

Example: If I have 50k to start with and have to put it all down on an investment property, do I have to save another [50k or some other amount] to put down on my next investment property?

If I were to finish off this bedroom/bathroom in the basement and rent it out for $425 a month then I would go from losing $220 a month to saving $195 on monthly living expenses.