I am in almost the same set up as you, a flat 2/1's, and a carriage house that I reside in. 

Heres an update:The townhouse I currently reside in is paid off. 

You can talk to a private investor, but not sure I see a big enough profit in your deal to take it on.Start living like no one else does, get a second job or a better job, so you can save $20-30K and you can make this happen.I've had to pass on two deals 'cause I didn't have the cash to put 'my skin in the game' (just put $70k into buying a primary residence).

If I own 4 rental properties, could I still co-sign on a 5th property under my wife’s name for a primary residence?

Or is it considered a primary residence in anyway?

I honestly wish I would have stumbled across BP 6 months ago before purchasing my primary residence.

We have a $490K mortgage (3.5% fixed) and a $140K HELOC (4.5% variable; used to renovate residence and buy vacation rental).

hi, I am restarting my RE investments, and looking for opinions here on my primary residence. 

Also, we couldn’t be the owners or was that just residents?

Currently my portfolio consists of the duplex, the single family home w/ guest house we are closing on Friday, and our primary residence which is a SF 3/2.