We have put more money down on some of our recent purchases, but of course that reduced cash on hand.

A quick response to buyer is the BIGGEST asset my realtor brings to the table.Six months ago she brought to me a deal (which closed as recent as 24 November 2021), which, although it was the most stressful, it was also the most profitable.

I think the duplex is a bit too limiting on how much it'll help reduce your expenses and how much cash flow you can obtain.

We could probably scrape up the money to meet the 15-20% down but are there options that reduce the down payment?

My scenario is complicated to me and causing me great stress and my wife things everything is fine.

The next step is to brainstorm how to increase your pay, or reduce your expenses.

I often ask for private loans on this kind of thing, and much like your credit report, it can stress your relationships if you aren't careful.My strategy has been to ask people, "Do you know anyone who would be interested in lending $x.xx at 14% interest for x amount of months?

Juggling credit, loans, and cash has become a stressful art.

Little money downAble to house hack "reduce my cost of living" Possible forced appreciated How did you find this deal and how did you negotiate it?

Forget that cash flow and getting a lower interest rate without also reducing the rent.You get the appraisal you pay for.