My contract has a space, if you will, for me getting paid a fee/commission from the option $ out front + the balance of my commission when the option is exercised through escrow.

If marketed properly just having a few buyers on your list will work but you will need to prepare a marketing strategy if those buyers don't like the product you have to offer or they are tight on funds.Robin

Your lender can share their criteria, most investors won't meet it.For most investors, a PG is going to be a way of life from this point on for a long time.BTW, done properly a PG does not show up in any public records nor on your personal credit report.

In 2004 I paid $36K @ 6.125%Principle Balance is about $34KRepairs cost me about $3KMy Mortgage Payment is about $345HOA is $110Home Warranty is $40Annual Insurance is $440It is rented out for $525 at the moment.

It might help to intoduce yourself in the proper thread and tell us about yourself and your needs/goals.

:)Again, i also agree Tri-merges are useless for properly analyzing somebody's credit....

My end result: I want to start a program, non profit, helping homelss people, especailly the ones who are mentally incabable of getting a job or taking care of them selves off the street and into proper care and help.

Because of the terminology used here, your personal residence can be an "investment", but it certainly is not an asset, at least not on your balance sheet.If the question was presented as asset or liability, then the answer is 100% a liability, even if it was held free and clear of a mortgage.

Add those in with properly calculating the financials on an investment, including OE, cash flow, COC, ROI, and ROE are imperative.SO to answer your question, I use leverage any chance I can.

Most involve little "fibs" on their balance sheet.