It'd be worthwhile to look into it, especially since you can do that for free (just request a free credit report from the credit bureau listed on your adverse action letter that you should be receiving from the bank.)Best of luck whatever you decide.

I had to work it into my schedule and make it a point to overcome as well.

Does this trigger the Adverse Action paperwork - or is that done with FCRA information? 

But you have the "chicken and egg" problem to overcome first: how do you prove you're a "closer" when you can't get the time of day?

It makes a buyer's job harder to have to overcome these unrealistic appraisals.

Your being young and having the drive might help your mom to overcome this hardship. 

The insurance company, in return for a premium,  agrees to defend any imperfections that may arise up to the policy amount for 25 years which is the maximum statute for adverse possession in Texas

@Sean Sisk There have been some challenges but nothing I can't overcome.

A demand feature that permits the creditor to terminate the loan in advance of the original maturity date and to demand repayment of the entire outstanding balance, except in the following circumstances:(i) There is fraud or material misrepresentation by the consumer in connection with the loan;(ii) The consumer fails to meet the repayment terms of the agreement for any outstanding balance; or(iii) There is any action or inaction by the consumer that adversely affects the creditor's security for the loan, or any right of the creditor in such security.

So am spending some time reading about that, but am learning that part of overcoming that anxiety may just be in the doing of the thing.