In light of these circumstances, I'm seeking advice on the best financing options to address this costly project if insurance coverage falls short.

We also are establishing an office there for clients to come look over options, get in-house financing, and we also offer help getting matched with an interior decorator to help with the flow and design of the interior. 

Still, a low credit score is going to roadblock most financing options. 

Affordable housing is a need, there is amply opportunity for MFH options when it comes to investing in Winston-Salem. 

I bought what I could, financed what I could without getting overleveraged, raised private money, did a lot of BRRRR's, some lease options, some flips, built new construction, also got divorced, which wiped me out, but I found a way to keep going. 

@Theresa Harris So, you are saying that making your first question to a PM to be about expenses is the best option.

Buying smart is always the best option, no matter the speculation of the market, so if the numbers work for cashflow today with a fixed rate then buy it. 

Paying 18-20% is pretty absurd, but that is "standard" mainly because you don't have too many options.

Rachel,If you go to the link, you will see there are two options for screening criteria:  low barrier screening, or landlord's choice. 

Lack of infrastructure etc.I would love to know more about selva zama and tulum-101 areas and have these as an other option in addition to region-15.