Can you tell us more about your background in real estate investing and share some of your opinions on how is the market in Richmond?

EikichiI do not agree that options don't give you an equitable interest in property, Don;t take "website experts" opinions as a true fact.

I am not saying that is a bad thing as you SHOULD be paid for your services, only to point out your opinionated statement does not come without bias.Alfred,If you are not "too hot" on retirement or tax deferred vehicles, you need to get hot as they are one of the greatest strategies/advantages to planning for retirement.I would NOT suggest you pull the cash out with your 20 month deferred plan as you will not only pay the marginal tax rate on the withdrawl, but you will also get hit with an additional 10% penalty.That said, you will basically end up with only 1/2 of your funds after taxes and penalties.I would strongly urge you to reconsider that course of action and educate yourself more on the subject, both right here on BP and any other sources such as books, news articles, programs, etc.If you are self-employed, I believe the solo 401k and now, the 401(a) plan to be a great choice over the SDI.For those you are not self employed, the SDI is a great feature, much more beneficial than IRA accounts managed by others who ONLY care about how many fees and commissions they can earn from you, regardless of the fact that you make or lose money.There are several legal and moral strategies to use qualified plan funds and benefit yourself outside of the plan all while benefiting the plan at the same time.

Originally posted by James Young:It is not my intention to start a 'Bash the Government' thred but to gather opinions.

thanks and ill definitely get the opinion of this wondeful sight.

In my opinion, and LLC is your best option....That said, I am not an attorney, and the best advice we can give you is to talk with your attorney and tax adviser to make sure you are making the best possible decision for your situation!

What is your opinion?

DUe to that fact, you will spend more time and efforts on them and thus, in my opinion, they don't "really" cash flow better as you spent much more time and headaches on those units and time is money.I personally don't invest in these types of units and go for newer, nicer areas.

Their opinion based values are usless in my book.

At the moment its $149 dollars and seems like a fairly well course but wanted to get peoples opinions on it.