An easier avenue would be like the previous poster mentioned, purchase a small multi and live in a unit and rent the others.

As mentioned in another post, our goal is to go from 8 to 20 properties this year. (20 by 20) it’s super aggressive and maybe far reaching, but we want to push as far forward as we can, and in my mind if you don’t push yourself outside your comfort zone you won’t reach your potential.But to answer your question, to get past the finance road block, we are continuing to educate ourselves and continuing to network until we find the right partners.

Its great that you guys are starting to invest at such a young age, definitely on the path to success!

As @Ashish Acharya mentioned, if rented out it is residential real estate depreciated over 27.5 years.

It is much more difficult to sell a house with high flood insurance.And of course, as mentioned, during this whole timeline, shortage of materials and qualified contractors will be an issue. 

I mentioned signing a month-to-month lease after closing but the seller doesn't want to spend any more money, since we're already buying the property up for about 130k below its market value.

Zip codes mentioned in prior posts are grossly oversaturated currently. 

Seller financing, but no mention of type. 

I only mention this for background info as I have a very deep knowledge base in finance and in all business sizes.

Any reason(s), other than the one I mentioned?