If not, then I don't see anything wrong with considering removing windstorm as long as you've weighed all the options.  

The one thing that may cause a problem is lenders not taking the short term rental income if it has not yet been stated on your taxes.

others are pulling from the hotel pool and renting out to longterm renters for $2,300-$2,500/month.

Always analyze for long term numbers but in the back of my mind I look to see if it will be a good fit for possible MTR or STR.

Confirm that the provider has experience with the particular investments in which you intend to invest your retirement funds as you very likely will have questions in terms of the mechanics (e.g. how do you invest in real estate, etc.).4.

It sounds like he loses (sells) the property now on his terms or loses it later on someone else's.

I'm an equity partner on four different apartment complexes and have learned a lot from talking with and observing the lead investor (i.e. syndicator) about raising capital and investor relations by being in those deals.If you are fortunate enough to find a mentor, it would be wise to find someone with integrity, who has multiple SUCCESSFUL deals under their belt and believes in consistent and clear communication with their investors. 

Louis may not experience rapid appreciation like some coastal cities, it has shown consistent and steady growth, which is favorable for long-term investments.Diversification: Investing in a different market can diversify your real estate portfolio, reducing risk.Considerations:Neighborhood Research: Research neighborhoods thoroughly.

This is a long post and appreciate you reading through it. 

I have not seen any statistics showing that sellers have been successful in negotiating down commissions other than in one-off scenarios.