I would also recommend going to some local RE meetups in your area.

Go to BUILD YOUR TEAM at the top of the screen and look for local investors or meetups in your area.

Twelve month interest only commercial loan at a local bank.

Overall, we are at 73% occupancy for all our homes and having a really smart dynamic pricing strategy is super important.For Disney fans and families who would like to invest here, do your research, talk to locals, (everyone from across the country seems to have an opinion). 

Very helpful question that I'm curious to follow - my suggestion would be to work with a local tax professional + 1031 qualified intermediary to better assess your personal situation. 

Note one of the syndications I am an LP uses this strategy and a very friendly local ADU law as their sophisticated value add.  

DSCR options would be best as local banks require higher FICOs most of the time but each bank has different UW guidelines.

Additionally, you might want to explore reaching out to your local Investors Group or BNI Group for recommendations.

You can search on the forums for lots of posts about how to determine class, some even delve into local criteria like asset price etc.

When you start talking larger multi family properties and commercial buildings (office, retail, industrial) then cap rates become a much bigger factor.