Investment Info:Small multi-family (2-4 units) private money loan investment.

After years of having to sleep on one at my parents house we finally just started booking a hotel.

Is DSCR loan the best option?

In a year if you finally got an eviction you lost the ability for that $100k to generate revenue as a squatter house is not going to be appreciating based on the condition they will leave it for you.

If the seller won't budge on interest rate and length of loan then negotiate price.

With an hour left bids jumped from around 30k to 50 to 100 with a final bid of 200k.

If you've owned it for at least a year, you can go the conventional route or something like a DSCR loan.

I believe that this is due to (finally) rising interest rates deflating asset values, which is highly correlated to the exponential increases in income for top earners like CEOs, executives, money managers, RE investors, and Private Equity Groups.To me, the only logical stance is "rational optimism" (I heard this term from Morgan Housel).

What implications does that have when trying to get a new loan or refinancing an existing one once it’s in an LLC?

Most conventional loans do not let you close in the name of an LLC.