This is the most dangerous part because you then invite others into your ship to come along for the ride and you don’t notice the other ships led by experienced captains coming into harbor because you are too busy touting your horn of successful voyages.

Rental property loans without using personal income to exist (I do them) but there are plenty of scammers.

It just goes to show that there are plenty of good deals to be had by making offers on MLS properties.

So, I am purchasing a new home, I have plenty for the 20% down payment to avoid any PMI and I have locked in a wonderful rate.

I am sure there are plenty of good books out there. 

As for rentals stil getting plenty of applications.

While it's pending, I guess it is technically off market, but I don't think this is really what people are expecting.The fact that some of the most successful wholesalers in my area are doing this, really just proves that there are plenty of great deals to be had on the MLS.

They have plenty of cash to put down, perfect credit, ideal buyers.

But, I am still working at my job, my credit score is around a 700 (which I consider ok, especially if I wanted to get an FHA loan), and I have plenty of money saved up for another property.

Jonathan, plenty of people make money as landlords in Austin but it is rough.Chicago has some very tough areas yet Austin has more murders than all of them -  Chicago Homicide 2019To be fair it's also one of the largest geographical areas and the north side of it is different than the southside of Austin.