I am planning to buy and hold for 10 years and sell it for my child education and my retirement.Or if I hav the finance increase the value by building a mini commercial complex like McDonald,postal service,petrol station,etc,The location is a issue now.Either I should buy in urban or rural area.If you need any other additional info please let me know.Tonnes of appreciation

The people that call you back, schedule a follow up and increase your amount offer.  

As an aside, the tenant has also been several days late to pay rent for the last few months, but I am having a hard time faulting them due to the hardship from the increased utility bills.I'm not a shady guy and I want to make this right, I just don't know the best way to do so.

@James Jones, unfortunately that's neither a simple or quick question.  

Recently, I’ve started to view my 15-mile training runs through nearby neighborhoods as a sort of prospecting method —a foot tour of sorts— helping me determine neighborhoods I might be interested in investing in.My goal with Bigger Pockets is simple — I hope to learn from other investors within the community, leverage the tools and resources to improve my ability analyze potential deals (to help my 40-something-year-old-self gain the confidence to do what my 20 something-year-old-self knew was possible long ago) and contribute to the community where I can with the experience I have.  

Sometimes it is as easy as a simple hearing process, sometimes the use could be grandfathered in no matter what the zoning so only they can tell you what your up against.Cheers!

I just tried to keep it as simple as possible. 

One way or another, however, the investors must work to pay down loans, increase rents and decrease expenses wherever possible.

It's simple!

@Patrick Philip You will be looking for opportunities to increase income or decrease expenses.