Well right now at 37 I do not have health insurance.Luckily I have been very healthy so far with little to no issues.The issue I have is policies.The insurance companies do not cover much of the payment yet charge a high monthly fee for their policy.If you go into a doctor's office with insurance they will charge the maximum from the insurance company.So example with insurance a bill comes to 150.At 50% my co-pay would be 75 plus I am paying monthly to the insurance company for the policy.If I say I am not insured and pay cash they charge me 100.I save on costs not having to pay monthly on the policy just when I need to go AND I don't have some stupid policy telling me which doctor I have to go to.I also don't have the primary care doctor pumping me with pills which have side affects because the insurance company doesn't want to pay to go see a specialist to fix the problem.Also the specialist that you have to go to with the policy can be far away and the a long time before you get to see them so you suffer longer.Now you can get catastrophic care if you need to go to the hospital.You save on regular doctors visits but if you have something serious you get the insurance to cover the large bill.

I get the down payment back through profit on sale along with a healthy chunk for myself.Using this method I would have actually made more money on my last flip where I paid 12k in realtor/holding costs and lowered the price to move it.

It is also common for tenants to carry their own utilities here, but that does not mean they should not live in a {comparatively} efficient and healthy building.  

I figure it would be healthy to have a nice discussion for reason why someone SHOULD consider SFH investing.

But even then, the attorneys would need to think hard about what they would do if the Displinary Board decided to get involved.And then there is a healthy debate between the legal community in PA about what level of jurisdiction the Commission has over attorneys to start off with.

Consider conservative financing options and maintain a healthy loan-to-value ratio.

Positive real estate market: In recent years, Columbus has seen steady growth in home prices and rental rates, indicating a healthy and stable real estate market.

Birmingham looks like it's been experiencing healthy job growth.

I have no debt what so ever, a pretty healthy savings and finally the chance to do something I enjoy and Im passionate about. 

My wife and I are both in our 20s and healthy.