It has taken some thick skin and a complete disassociation from reality though to get through the stress of limited reserves but I’m back!

Check it out for the van, Bill.My thing is the guys with the extravagant facial hair, the really big beards, talking about getting down and dirty in their own rehabs.

Talk about having skin in the game. 

The noncreditted offerings are almost universally much more expensive, have a lot less variety to choose from, and many times have almost no skin in the game from the sponsor.Thankfully there are more and more nonaccredited offerings coming out and the competition is starting to force them to reduce fees.

This was the same math done when you purchased the triplex, if you purchased it as an owner occ and used the rental income to help qualify.3) If you want a rational reason why non-owner occ math is more generous than owner occ, consider that non owner occupants have to put big fat down payments down, and have more skin in the game generally. 4) Rental income (anything about it) is frequently overlayed. 

Or would it be better to show my "skin in the game?"

It really depends how much "skin" in the game your tenant has!

Go be dull somewhere else but now in my forum.You're gunna need thicker skin than that to succeed out there.

Make the tenant/owner have skin in the game.  

We all have to be true to ourselves and I'm comfortable in my skin and it seems you both are also.