Jim,9% is not bad as all compare to the hard money lender in our area.

Then I will get an estimate from a couple of Contractors and see how their estimates compare.

Depending on your agent and what authorization they have, a simple request to have it removed may be all it takes.

Try and compare comps within a small radius to the subject property staying as close as you can.

You need to know your market, occupancy and competitive rent rates, renter expectations, your goals, risk tolerance, temperament, and your resources.You need to know your local tax rates, state/local landlord rules, housing authorities, insurance sources, financing options, occupancy and employment trends.There are crazy tenants but effective management can minimize the risks.Good luck.

We came home and compared notes, typed them up into Word, talked about a plan moving forward, and made some meetings with some people we want to meet with to discuss a few more questions and start mapping out a strategy.

You are hereby notified that you must object in writing to this deduction from your security deposit within 15 days from the time you receive this notice or I will be authorized to deduct my claim from your security deposit.

I would compare having an architect do the plan to having a Dentist clean my teeth.

I had to provide some documentation, but minimal compared to actually getting a new loan.

If I can mortage 100%, 14% interest, and still cash flow, using 50% rule, im fine with it. when i started I didnt have money to carry properties for 1 month unrented, guess what, i worked harder, faster, and made it work. kinda wish now a days i had no reserves, although my reserve fund is TINY compared to most, I think if I had NONE I would be at one of my empty recently vandalized properties right now replacing sheetrock as oppose to being on BP!