That was one of the biggest complications.

Like I stated above, I know many of my fellow Texans that I have connected with speculate that people are looking for cities with tax incentives and job stability.

I'd like to take a page from Gary Keller and ask you all a very simple question...What is the one thing you've done as an investor that made the biggest difference in your business?

They also tend to stay many years, which cuts down on your biggest expense, which is turn over. 

That was probably the biggest learning curve for me was figuring out exactly how much rehabbing costs. 

Read up on flipping, made a detailed list of what needed to be done and the biggest place I added value was ACCURATELY predicting the rehab costs.

If you can't get a response, I'd find another broker, he may be too busy and wants to hold on as long as he can.In general, lenders are getting tougher on underwriting since low rates don't leave much room for margin of error, so want monthly updates on I&E during the process, maybe larger reserves also.Right now in OR, my biggest issue is with appraisers.  3 years ago when banks wanted apt debt, I thought they overpriced stuff, now they're going in the opposite direction. 

They have more incentive to optimize rents that the <5 unit RE which should strive to minimize vacancies.Now the bad, your maintenance/cap expense is too low. 

Other options are to buy them out (cash for keys) or offer some other incentives.

I've been looking on Zillow and Realtor.com a lot just looking at properties and leanring.The biggest thing I've learned thus far is to "buy right"!