But you if are not understanding too many things, and it is keeping you reserved from making the move how then do you approach this? 

So, approach a local bank about a "cash out" (commercial) refi loan against the property to do "renovations and upgrades". 

Your approach of finding an experienced agent and lender is critical, because the agent will have to build in that expectation up front. 

There are arguments in the lender world as to whether or not the 120 day rule applies to non monetary default (Like if the guy was just late) but most lenders take the conservative approach and just wait the 120 days until the start foreclosure....and yes, that could get you in and out before we could take action.

No matter how I try to approach it with her, it ends up getting pushed to the side because the idea of 'playing with our money like that' stresses her out. 

He was approachable, professional and on further research has had a very lucrative career to date.

I am looking to add 5-10 units in the next year in either central Texas or Mid-Willamette Valley in Oregon.I have a strong analytical background and am looking for a partner who would like to put their capital to work in the most efficient way.

I don't know how I want to approach investing since I'm first starting off, but am eager to learn as much as possible.  

I think that is a good approach when you end up with a terrible backwards company such as Cenlar

As an agent how is the best way to approach the owner?