She's afraid that my debt/income ration might not go through with the added HELOCI make 50k a year with no other debt (house and cars are paid off).

In this case I added 12% bringing me to $33,096, which I round to $33k.So already after doing this I know I forgot the 2 custom windows and that little problem in the ceiling of the patio thing with black mold on it...

You might mention that and see if they agree that the par value or balance owing will be the value, that can be added to the note.

And, the 2% purchase price to rent rule just doesn't seem to be adding up here.

Manufactured HomesThese two words can translate into great returns for very little capital investment.An added feature, there are more quailfied buyers and renters.Another added perk, it is extremely easy to get into, learn, manage, and make a profit.Probably one huge perk, there is much less people competing against you.For example, I owned 20 manufactured homes in a mobile home park.

More often than not, I find adding back the cash spent for a professional property manager will put the returns back into my target return range.

Another place I lived automatically raised them each year, plus added a few hundred a month to rent if you didn't sign a lease.

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Although adding more information to the brain....Thanks & Cheers - Kirk

thanks. im adding that in from here out.