I heard someone said that the LandTrust is the second line of defense.

With an IUL you earn compounding interest on your money and can also pull a certain amount of money per year tax free, the easiest way is taking out a loan on your policy (which never has to be repaid, because it's your money anyway).

I suppose I could gather witness for my defense from all the brown people I rent to, which so far has been 100%.

So a form of defensive investing for a bad time would be to 1031 and purchase two properties - purchase one for cash and purchase one with maximum leverage. 

This should addrss any asset protection issue, if one or both are properly maintained, best defense is insurance.To know if you need an LLC, consult your attorney and accountant, it will provide benefits for expenses instead of showing your personal computer isn't used exclusively for business, unless you have a real business, better to defend deductions IMO.

There is another aspect and that is the defense of claims.

The concentration of these people in C-U is compounding: C-U feels more cosmopolitan while surrounding areas feel more strange to outsiders.

QM loans have a presumption that the borrower has the ability to repay and thus it is difficult for them to use that as a defense to foreclosure.  

Even a $10K - $20K deferred tax that you keep to use to compound your portfolio and cash flow growth will result in real money by the end of your investing career.  

If he regularly goes outside of them, then he can not raise them as a defense when needed.2.