@Amanda Miller you may be able to get two properties like that for a lower down payment, if you're able to move into both.

Hi Kevin, right now I’m buying on Lower Roseville, Newark.

But it could be that other investors are willing to accept much lower returns than you in that market.

We actually intended on eventually renting out our current house, so a higher payment would mean lower cash flow in the future from that perspective as well...

I believe these pricier homes receive less mail than lower valued homes, since high value aren't the 'typical' target of investors.

For discharge income: If debt > FMV = there is a debt discharge incomeIf FMV > debt = There is no discharge incomeSo, there might be two taxable gain/income Normal capital rate gain or loss: If basis< deemed sale value (lower of the FMV or debt - as mentioned above)- there is a capital rate gain.

Because of the lower offer, I plan to have a very short option period.

Basically return on capital. usually much lower then if you do the value add yourself. 

All 2BR/1BA, lower income rentals at ~$575

We just switched carriers for our entire portfolio and went with realprotect.com- Julia Johnson.Cheaper premiums, lower deductibles, and full replacement coverage compared to what we had before.