Federal laws, more specifically;Mortgage work out requirements for modificationsServicing records and requirements for collections6 month waiting periods to begin foreclosuretenant protections allowing 6 months occupancy for valid leases, has been amendedshort sales allow only moving or other minor costs to a borrower, they may not benefitborrowers in FC may not be contacted except by qualified parties as to foreclosure helpinterfering with an insured bank in a foreclosure is a federal offenseTactics to prolong foreclosures, like filing a silent second is a federal matterSome banks simply write off the loss and don't foreclose...that's new!

I'm looking for advise on how to handle the water, garbage and gas bill for my single family rental.

I also found a free piece of software on cnet.com called "Elite People Search" and got one valid phone number.

The only heat source for the second floor apartment is a large free standing natural gas furnace that is 14 years old.

Move a couple of sticks of furniture in, turn on the gas/electric in your name,...  

We were hoping to save some money so that we could seperate the heating, currently there are a total of three gas meters, wanted to install a 4th and install furnace/hotwater-heater/reroute plumbing to seperate the heat.

(Anything that is separately metered by the way should be the tenants’ responsibility, i.e. they need to call the gas/electric/internet/cable/etc. company and set up their own service).

In my experience when the loan is sold they return your payments if they aren't against a valid loan. 

My dad was talking to some engineering recruiters and they said he's been out of the industry too long for it to be possible to come back.My point of this thread was to introduce myself, get my approach to the situation validated (at the very least start the education here), and get some ideas. 

Tankless systems cost a lot, and require a lot of natural gas volume to support.Each tenant can adjust the temperature and pay for their own gas.