Pretty typical seller at 10%, your idea of 3 to 4 % is actually more in line with the actual value of that option, at that price range, over that term (1 to 2 years), and you sure aren't buying any cash flow!

You could always use a cap system on the utilities too.

For a quick answer, I think typically they require you to season your rentals for about six months and the percentage is generally 70 to 80%.

It is typically about a 2 year process.

(step-by-step if possible) I'm really systematic and like to follow processes to achieve a goal.I enjoy looking/analyzing deals but I wish I could just utilize my time better by having some kind of direction to follow.Any response or help would be greatly appreciated! 

All the crowd funding site be different but what sort of criteria do the look got typically in the borrower?

Are utilities present on the lot?

I will be honest, I have not even begun to utilize the capabilities the site has to offer in terms of the tools available for investors.

Of course I utilized all the great info here on BP (podcasts, blogs, posts, calculator, etc.).  

Comps show this is maybe $10-15K below the market around there (probably after the typical updates).