Start with a plan.

If we purchases a home as an investment property, build a DADU, and sell the home and DADU (around 12 months after the purchase), what's the best strategy for tax saving?

This will be my first time putting a fund together.1) Create Financial Projections, business plan and investor pitch deck.

Lending tax-free or tax-deferred using a self-directed retirement plan is a great way to get into the business.

MY PLAN: My plan was always to refinance the mortgage when rates dropped in the future, so my hope is that my mortgage would eventually come down to around $1,500-1,550 which then makes my numbers closer, as rental prices increase over time.

We need to go from the 70-80 building permits (per the planning dept) issued a month from 2019-2022 to about 15 to 20 per month outside of true owner occupied or LTRs. 

They plan to sublease to professionals like traveling nurses (2-5 months) and short-term families (we're near Disneyland).

We did that on one of our properties to save about $1,000-1,500 per unit and I regret it.

After saving for years and being priced out of nearly all of our favorite neighborhoods here in the northeast, we decided to give up the American Dream of being house poor the rest of our lives and get into real estate.

We are actually planning on moving in a couple months so we are trying to decide what to do with the property.