That makes it hard to use a lot of these services with any sort of confidence.

They are affordable, with a deep staff, two locations, great customer service and an attention to detail.

I have my taxes/insurance figured into my Net Operating Income, so I should exclude taxes/insurance from my Debt Service costs, correct?  

Please keep me updated if you find someone before the rest of us do

I am new to the Real estate investing world, and have recently joined a service that sends me deals that have been analyzed for a fix and flip investment.

Long story short I want to make sure people know I take pride in being a landlord and want to provide the neighborhood and my tenets a quality service.

You and the investor can then separately decide how much of the note they want to buy at that yield (how many of the remaining payments) then just calculate what they would pay you for it to be a 12% yield to them.I think you already understand this, but just to be clear: there are "straight" partials (they buy the next X payments and after that the note reverts back to you for the remainder of the term) and there are "split" partials (they are buying a fraction of all the rest of the payments). 

Driving for dollars... drive around the neighborhood and look for homes that are vacant and use skip tracing services to locate the owner.

@Adrienne MedinaYou may want to look into transferring the IRA to IRA Services Trust Company as they charge flat fees not a percentage.

You don't need to know everything to get started; you just need a foundation to build on and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.