The cookie-cutter projects in Tulum have had lower occupancy rates due to various factors.

I'm constantly reading on BiggerPockets investors saying you need to buy rental property, break even, and hope for appreciation and/or lower rates in the future to cashflow.

You have to weigh the cost payments of each and see, which is better or lower for you!

If it's not booked by then... price is too high; lower it.

Property taxes are also higher in AB than BC (for properties with a similar assessed value).I bought in BC when interest rates were lower, so it was easier. 

I have been working on a post about insurance and it is very complicated.Proper is very expensive but it is very comprehensive.

So, the benefit of a lower interest rate is very short-lived, and I'm forever stuck with the lost equity.

I have house hacked 2 single family homes in Colorado Springs, moved out with both rentals cash-flowing very modest amounts annually, and am actively looking for the next property around Allentown, PA.My 2 options: Add to my portfolio and House Hack for the 3rd timeI know that house hacking will be the easiest barrier to entry around a big down payment, has the chance for a lower APR with a primary residence loan, and I am comfortable using this strategy as I have done it twice in the last 3 years.

Alternatively, I could hope that my next assignment will be in a better market with more options, maybe lower rates, and more cash on hand.Should I accept that no market is perfect and get in the game now, or hold out for a year to enter a potentially better market with more capital to invest?

This is one expense you do not want to gyp.