I need a co-signer and I want to use an fha loan.

We have a great tool that provides estimated monthly rent, which you can use in your calculations.

And most nurses don't understand the added cost it takes or a land lord to provide this type of rental, that all have in their mind that all land lords are rich.

With so many variables and decisions involved, it’s tough to give a precise answer.One option, as @Melvin List suggested, is to use an FHA loan with a 3.5% down payment.

Economic resilience: The Midwest's diverse economic base, including agriculture, manufacturing, and emerging tech sectors, provides some insulation from market volatility.As an active investor in Wisconsin and Minnesota I have seen a lot of great growth from appreciation and rent.

I received an update from my accountant and it seems the timeline of events did provided some clarification and reduced my taxes by $6k from the original $16k. 

Looking forward to connecting and thank you in advance for any advice you can provide!

In the US, for Conventional loans, we can sometimes get the borrower on a payment plan and treat the plan as debt for DTI as long as certain conditions are met.

When I have a problem with my PMS Streamline (my provider) has always fixed and/or helped implement, have you reached out to them?

We did live in it for one year to satisfy the FHA loan and then moved out, so unfortunately it would have to be refinanced as an investment property with worse rates (8.1%) and higher LTV (25%).